Your Housing Options
There are a range of different housing options available, depending upon your circumstances. With the demands for social and affordable housing ever increasing, not everyone will be successful in applying for a home through Home4U. The following may be open to you:
Social and Affordable housing
With social and affordable housing, renting from a registered provider, you tend to have more security, providers often offer five year tenancies or long term assured tenancies, and guarantees of service such as repairs. Rents are generally lower than if you rent privately.
Demand for social and affordable housing can be very high, and you may experience a long wait for a move.
Private rented accommodation
Private rented accommodation may be the only option for many customers who contact the Council for housing assistance.
The Renters' Rights Act 2025 has significantly enhanced the security of rental accommodation. Renting privately is now a more stable and secure housing option.
Rents can be higher than in social housing so if you need help with your rent, check out the Local Housing Allowance before you commit to a tenancy.
The following websites provide useful, up-to-date advice about searching for private rented accommodation:
Shelter
GOV.UK
Citizens Advice
We can also help with securing upfront costs. Further information can be found on our website.
Affordable home ownership
The government offers a range of schemes to make buying a home more affordable.
Visit the government website for full details of available schemes, including the First Homes scheme.
Shared ownership homes
In North Herts, shared ownership is the main form of affordable home ownership. You may need to have a local connection to the district.
Shared ownership homes are offered by the following registered providers of social housing:
First Garden Cities Homes
Hightown Housing Association
Sage Homes
SettleParadigm
Thrive Homes
Further information can be found on our website.
Mutual exchange
If you are already a social housing tenant, you may be able to advertise your home for a mutual exchange.
You advertise your home to other tenants who are looking for a move. If you find someone with whom you want to swap homes, your landlord will carry out some checks to make sure the properties are suitable for swapping and that there have been no problems with the tenancies. If everyone is ok, you arrange a date for a move and off you go.
Visit Homeswapper to see what is available. If you wish, you can then register your details and advertise your property. Your landlord may also subscribe to other mutual exchange schemes such as Tenant Exchange - ask them for details.
Sheltered housing
Sheltered housing (also known as Retirement Living) could suit you if you want to live independently but need a bit more support, or if you want to live in a smaller and easier-to-manage home. It is usually only available to those aged 55 and over.
Some common features of sheltered housing include:
- help from support staff
- communal areas, such as gardens or lounges
- social activities for residents.
Features vary from scheme to scheme. At some schemes you get more support than others. If you’re interested in a particular scheme, make sure you understand what services are available.
Flexicare housing
Flexi-care housing is purpose-built accommodation with care and support for older and vulnerable people.
Flexicare housing offers you the opportunity to live independently while having the reassurance of staff on-site 24 hours a day, seven days a week. Additional support can also be arranged for those who need it.
This a joint scheme managed by settle and First Garden Cities Homes. Depending on the scheme you are interest in, more information can be found at settle and/or First Garden Cities Homes
Social housing outside of North Hertfordshire
Social and affordable housing is in high demand in North Hertfordshire, but waiting lists may be shorter in other parts of the country.
If you are looking for a new home and are willing to consider properties further afield, you may wish to register with HomefinderUK which will give you access to available social, affordable and private rented properties. It can provide a faster option than waiting to be housed via the Common Housing Register or in the private sector in North Hertfordshire.
If you are interested in settling elsewhere in the UK, visit their website HomefinderUK, or apply directly to registered providers on their website.
Housing advice
The Council’s Housing Options team offers free and confidential advice to anyone who has housing problems. Complete the Housing Assistance Referral Portal if you wish to speak to a member of the team or visit the Council’s website for more information.